Buyer & Seller ToolsKnow your numbers
rough to realThree quick calculators for Grays Harbor buyers and sellers. Rough numbers in a minute — real numbers from a local agent whenever you want them.
Buyer & Seller ToolsThree quick calculators for Grays Harbor buyers and sellers. Rough numbers in a minute — real numbers from a local agent whenever you want them.
Estimate only — excludes PMI, which typically applies under 20% down. Rates change daily; we'll connect you with local lenders for a real quote.
Want a real payment? See our 2026 lender list · Text us
Selling? We build a real net sheet with you before you list — and update it as offers come in.
Seller net sheet ↓ · get my home’s value
Enter your price and payoff to see a rough net. The tax and fee lines are adjustable assumptions — change them to match your situation.
State excise tax, 2026 rates — verify with escrow. Washington’s tax is graduated, so each rate applies only to the part of the price in that band.
Before brokerage fees — add yours for a full picture.
Rough estimate, not a net sheet from escrow. Over $1,525,000 a higher state rate applies. Your agent will build a real net sheet with you before you list and update it as offers come in.
Want real numbers for your home? Text us · Get my home’s value
Your down payment plus closing costs is the big number. Closing costs run about 3% of the price here — closer to 4% with an FHA or USDA loan.
Earnest money is usually due within 2 days of mutual acceptance and is credited at closing. Budget separately for an inspection ($400–500) and the appraisal ($800–1,500), plus moving. Washington has down-payment programs most buyers never hear about — ask a local lender.
Want real numbers for your purchase? Text us · Talk to a local lender · Get new listings by text
1. Get pre-approved first. On the Harbor, good homes at fair prices still move fast — a pre-approval letter means your offer counts the day you find the one.
2. We tour on your schedule and tell you what a listing photo won't — roofs, moisture, neighborhoods, and what the house should really cost.
3. Typical Harbor closings run 30–45 days: offer, inspection, appraisal, then keys. We manage every deadline so nothing slips.
1. We price from real Harbor comps — not a Zestimate. The first two weeks on market are when buyers pay attention, and the right price uses them.
2. Professional photos and video, the Grays Harbor Real Estate Magazine, listing websites, social campaigns, and a buyer database across our five offices.
3. Commission is straightforward and agreed upfront — ask us what’s included.
More plain answers: If this happens to you · Buying guide · Selling guide